FTHB Income Eligibility Requirements

Listed below are the 2026 annual income eligibility limits (effective May 29, 2026) for acutely low, extremely low, very low, low, and moderate-income families:

Income Level
1 Person HH
2 Person HH
3 Person HH
4 Person HH
5 Person HH
6 Person HH
7 Person HH
8 Person HH
Acutely Low 
Up to $14,250Up to $16,300Up to $18,300Up to $20,350Up to $22,000Up to $23,600Up to $25,250Up to $26,850
Extremely Low
$14,251- $33,000$16,301- $37,700$18,301 $42,400$20,351- $47,100$22,001- $50,900$23,601- $54,650$25,251- $58,450$26,851- $62,200
Very Low
$33,001- $54,950$37,701- $62,800$42,401- $70,650$47,101- $78,500$50,901- $84,800$54,651- $91,100$58,451- $97,350$62,201- $103,650
Low
$54,951- $87,950$62,801- $100,500$70,651- $113,050$78,501- $125,600$84,801- $135,650$91,101- $145,700$97,351- $155,750$103,651- $165,800
Moderate
$87,951- $113,900$100,501- $130,150$113,051- $146,450$125,601- $162,700$135,651- $175,700$145,701- $188,750$155,751- $201,750$165,801- $214,750
Median Income$94,900$108,500
$122,050
$135,600
$146,450$157,300$168,150$179,000

Sources: 2026 HCD State Income Limits - The annual income limits table is updated based on the release of the HCD State Income Limits. Income limits are typically released and published each year in late spring or early summer. Until HCD updates such data, the existing limits table is used. *HCD Income Inclusion and Exclusion are based on HUD Income Inclusions and Exclusions guide for determining income and allowances (24 CFR 5.609).  

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